Eligibility & Rates - Research Faculty

If your contract is greater than or equal to 9 months and you are in one of these job profiles; Post-Doctoral Fellow, Research Associate, Research Associate Professor, Research Assistant Professor, Research Faculty Non-Exempt, Research Professor, Visiting Scholar, Visiting Research Faculty, ASPPRC Administrator, EMCIS Dir Ops, full-time and part-time  benefits will apply.  *If you are in one of the above job profiles and do not meet the contract length, you are not benefits eligible.  For confirmation, please contact benefit@mines.edu.

If you are in one of these job profiles, Research Support, Research Support I, Research Support II, Research Support III, Research Support IV, Research Support V, Research Support VI, Research Tech Pro, full-time and part-time benefits will apply.

Eligibility

• Benefits eligibility begins with an initial contract of at least nine (9) months and a FTE of 50%.
• Research Faculty with a 50% FTE to 99% FTE are eligible for part-time medical, dental and vision insurance rates.
• Research Faculty with a 100% FTE receive fully paid medical and dental coverage by Mines.
• If you obtain a J1 Visa, Mines currently offers one medical plan that meets the required eligibility.  Please refer to the FAQ page for more specifics.

Effective Date of Coverage

• Date of hire or 1st of the month following your nine-month anniversary.

Termination of Coverage

• Benefits will remain active through the last day of the month in which you separate from Mines or experience a loss of eligibility.  Following the separation or loss of coverage, a COBRA notice will be issued to you. You will receive this via post mail, and it will have an effective date of the 1st of the month following the separation/loss of coverage. If you choose to elect COBRA, you will then work with the COBRA administrator directly.

Cost 

• Employees with 50% FTE to 99% FTE currently pay Part-Time rates.
• Employees with 100% FTE currently receive fully paid medical and dental coverage by Mines until 6/30/2026 and begining 7/1/2026 the cost share will be in effect for Full-Time rates.
• Premiums are deducted monthly or semi-monthly and catch-up payments may be required depending on time of enrollment and processing of payroll.
• Enrollment in a medical plan also requires enrollment in the dental plan.

Healthcare Cost Share (Effective 7/1/26)

• Employees with a 100% FTE will participate in cost sharing for medical and dental coverage, as outlined in the charts below.
• Employees with a 50% FTE to 99% FTE currently pay part-time medical, dental and vision insurance rates.
• The table below has been prepared using the total premiums by plan and tier based on the 2026 Plan Year.
• Premiums are deducted either monthly or semi-monthly,  and catch-up payments may be required depending on time of enrollment and processing of payroll.